By accessing and using this website, you agree to comply with and be bound by these terms and conditions. All content provided on this site is for informational purposes only. We reserve the right to modify or discontinue any part of the site at any time. You agree not to misuse the site or its content for unlawful purposes. We are not responsible for any third-party links or content. By using this website, you acknowledge and accept these terms. We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting the revised terms on our website. If you have any questions, concerns, or requests regarding these Terms and Conditions, please contact us at: Hawaii Captive Insurance Council, P.O. Box 2815 Honolulu, HI 96803. Email: [email protected]. By using our website, you acknowledge that you have read, understood, and agree to the terms of these Terms and Conditions.